Insurance as defined is the equitable transfer of risk of a loss, from one entity to another, in exchange for payment, also known as premium. The two entities involved are the insured (you) and the insurance company.  The contact between these two parties is known as an insurance policy. 

It is my goal to provide my customers with the most comprehensive insurance policies that will transfer the maximum amount of risk to the insurance company at the most favorable premium.

We work to accomplish this goal by customizing an insurance program for each customer, matching the customer with the one of 40 insurance companies that will best fill the customers’ needs.  We analyze each customer’s situation or business identifying the risks and exposures, then we recommend coverage designed to protect against loss.

Since 1987 we have been providing coverage for individuals, business and nonprofit organizations, placing the customer’s needs first.

Bob Disselhorst